Aura + Wafeq: invoice financing inside your accounting tool

Aura and Wafeq have integrated — UAE SMEs using Wafeq can now submit invoices for financing directly from their accounting dashboard. No switching tabs, no data re-entry, no bank queues.

From 60-day waits to 24-hour funding

Waiting 30, 60, or 90 days to get paid is the norm for most UAE B2B businesses — but that delay creates real operational strain. With this integration, Wafeq users can access invoice financing and receive up to 95% of an invoice’s value within one working day, without leaving their accounting software.

How it works — step by step

Step 1: Connect Wafeq to Aura

Go to Wafeq’s Integrations tab and select Aura. Complete Aura’s onboarding in around 5 minutes — trade licence, bank statements, and basic business details.

Step 2: Choose invoices to finance

Inside Aura, click “Import from Wafeq.” Select the buyer and the invoices you want to finance. Invoice value, VAT, and payment terms are auto-filled from Wafeq — no manual entry.

Step 3: Submit and receive funds

Review and submit the financing request. Receive up to 95% of the invoice value within one working day.

Step 4: Repay when your customer pays

Your customer pays you as normal on the original due date. Aura collects its advance and fee at that point. Your client relationship stays intact throughout.

What this means in practice

• No switching between systems or rekeying invoice data
• FTA-compliant transactions with an automatic audit trail in Wafeq
• Your customer never knows you’re using financing — it’s confidential
• No equity dilution, no fixed debt, no personal guarantees required

Why this integration exists

Both Aura and Wafeq work with UAE SMEs and see the same problem: cash is locked in invoices while businesses wait for buyers to pay. The integration solves that without adding complexity to either workflow. If you want to understand the underlying mechanics before connecting, how invoice factoring works is a good starting point — the Wafeq integration uses the same model. For a full comparison of accounting tools that work with UAE SMEs, see our accounting software guide.